The short version
Both products are pointed at the same broker problem: stopping clients from refinancing away. Stryd ships as an AFG-integrated retention engine — at-risk client signals delivered into the broker's existing workflow. TrailScope covers retention plus the full portfolio analytics surface (trail, upfront, clawback, forecasting, AI insights), and is aggregator-agnostic.
| Capability | TrailScope | Stryd |
|---|---|---|
| Retention scoring per loan | Yes — 8 weighted factors | Yes |
| Trail / upfront / clawback analytics | Full dashboard | Retention-focused |
| AI Insights (aggregate, BYOK) | Anthropic / OpenAI / Gemini | Not advertised |
| AFG clawback schedule embedded | 56 lenders × 8 bands | Not advertised |
| Multi-aggregator support | AFG, Connective, MyCRM, Salestrekker | AFG-integrated; others vary |
| Forecasting (12/24/36 months) | Built-in | Out of scope |
| Annual review automation + PDF | Branded PDF + open tracking | Review workflow |
| Australian data residency | AWS Sydney | Australian-hosted |
| Pricing | A$15 / A$35 per month | Aggregator-bundled or direct |
Where each fits
Choose Stryd if you're an AFG broker who wants retention signals dropped into your AFG workflow with no extra workspace — and you already have other tools for trail/clawback reconciliation.
Choose TrailScope if you want one workspace that covers retention and trail analytics, clawback exposure, forecasting and AI Q&A — and you write through more than one aggregator, or expect to.
Some brokerages run both: Stryd inside the AFG flow, TrailScope as the analytical layer across aggregators.
Integration overlap
Stryd's AFG integration delivers retention prompts in-product. TrailScope ingests the AFG Residential Lender Clawback Summary and the standard AFG trail export, plus equivalents from Connective Mercury, MyCRM and Salestrekker. If you're aggregator-agnostic, TrailScope's data layer is broader.
Data handling
Both keep data in Australia. TrailScope's AI features run on aggregate-only context (no PII goes to the model) and support bring-your-own-key for unlimited use. See Security for the architecture.
FAQ
Is Stryd only for AFG brokers?
Stryd has a headline partnership with AFG that puts it in front of ~4,300 AFG brokers. Other aggregator coverage varies — check Stryd's site for the current list.
Does TrailScope replace Stryd?
It can. TrailScope includes retention scoring, fixed-rate roll-off tracking and refinance risk alerts. If retention is your only need and you're on AFG, Stryd is well-fitted. If you want analytics and AI alongside retention, TrailScope covers more ground.
Can I run both?
Yes — many brokerages do during evaluation. They use the same upstream aggregator exports.
Does TrailScope auto-send reprice requests?
No. TrailScope flags retention risk and surfaces the talk-track context; the broker raises the reprice through the lender's normal channel.
Which is cheaper?
TrailScope's published entry price is A$15 per broker per month. Stryd's pricing varies by aggregator bundle — confirm against your specific arrangement.