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Stamp Duty Calculator (All Australian States)

Stamp duty (now called 'transfer duty' in most states) is a one-off state government tax paid on the purchase of property. Rates and thresholds vary widely between Australian states and territories — this calculator implements the current scale for every state, including the first-home-buyer concession that applies in most of them. Enter the property value and state, tick first-home-buyer if it applies, and the calculator returns the duty payable plus the concession amount.

Stamp Duty
Transfer duty for all Australian states and territories, 2026–27 rates.
Buying & Selling
Inputs
$
Results
Full Stamp Duty
$30,187
First Home Concession
None
Stamp Duty Payable
$30,187
As % of Property
3.77%
Rates verified against each revenue office for 2026–27. Confirm with your state revenue office.
  • Owner-occupier vs investor — different scales in VIC, QLD and the ACT. The Purpose selector switches between them.
  • Foreign purchaser surcharge — applies everywhere except the ACT and NT. Australian citizens are never liable. Permanent residents and NZ citizens on a subclass 444 visa are carved out, except that NSW requires a permanent resident to have been here 200+ days in the last 12 months, and VIC requires a NZ citizen to have 6 continuous months’ residence around settlement.
  • Off-the-plan — reduces duty only in VIC (dutiable value less construction still to come, to 21 Apr 2027) and WA (a capped discount by value and stage). NSW offers a deferral, not a reduction. Tasmania’s expired 30 June 2026; SA, QLD and NT have none. In VIC the construction figure comes from the vendor’s statement — the default here is only a placeholder.
  • New builds — exempt outright in the NT (house-and-land packages, to 30 June 2027) and in SA for first home buyers, with no value cap in either.
  • Pensioner relief — VIC only (exempt to $600k, tapering to $750k) and the ACT (no duty at any price from 1 July 2026, for pensioners moving home). It does not stack with first home relief, so the larger applies. Tasmania’s expired 30 June 2025 and the NT’s closed in 2021.
These results are indicative estimates only. They do not constitute financial advice. Actual repayments, costs, and savings may vary. Always verify with a licensed Australian mortgage broker.

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