Home Loans

Loan Repayment Calculator (Australia)

Estimate the regular repayment on an Australian home loan. Enter the loan amount, interest rate and term, and choose monthly, fortnightly or weekly repayments — the calculator returns the periodic repayment, total interest payable over the life of the loan, and a year-by-year amortisation schedule. Useful for first-home buyers comparing loan offers, brokers running scenario maths in front of clients, or refinancers checking if a lower rate justifies the switching cost.

Loan Repayment
Calculate your regular repayment amount for any home loan.
$500,000
$
6.25%
%
30 yr
yr
Monthly Repayment
$3,078.59
Total Repaid
$1,108,291
Total Interest
$608,291
Principal
$500,000
Principal vs Interest
■ Principal 45.1%■ Interest 54.9%
These results are indicative estimates only. They do not constitute financial advice. Actual repayments, costs, and savings may vary. Always verify with a licensed Australian mortgage broker.