Broker Tools

Specialist Lender Finder — Alt Doc & Credit Impaired (Australia)

Work out which specialist and non-conforming Australian lenders would consider a client who does not fit prime policy. Set the income document type, the worst credit event on file, how long the client has held an ABN, and the LVR — the tool returns the lenders that clear every check and, separately, those that fail exactly one, which is where a conversation with the BDM is usually worth having. Built for brokers triaging a tricky scenario before wasting an application on a decline.

Lender Finder
Which specialist and non-conforming lenders would consider a tricky client — by document type, credit history, ABN tenure and LVR.
Broker Tools
Inputs

Set a client's income document type, worst credit event, ABN tenure and LVR, and the finder returns the specialist lenders that clear every check — plus the ones failing exactly one, which is usually where a conversation with the BDM is worth having.

It covers seven specialist and non-conforming lenders, with the reason for each match spelled out so you can take it into the call.

Results
Available once you sign in
  • Which lenders would consider the client, and why each one clears
  • Near-misses — the lenders failing exactly one check
  • Document type, credit event, ABN tenure and LVR all adjustable
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Category-level positioning for seven specialist lenders, not live credit policy. Verify against the lender's current guide before presenting anything to a client.
These results are indicative estimates only. They do not constitute financial advice. Actual repayments, costs, and savings may vary. Always verify with a licensed Australian mortgage broker.