Beyond the deposit, an Australian property purchase comes with thousands of dollars in extra costs — stamp duty, title transfer, mortgage registration, LMI if you have less than 20% deposit, conveyancing, building and pest inspections, and the loan establishment fee. The calculator sums all of these by state and returns total cash required at settlement. Use it to make sure your deposit savings include the buying costs, not just the deposit.
| Cost Item | Amount |
|---|---|
| Deposit (20%) | $160,000 |
| Stamp Duty | $30,735 |
| LMI (not required) | $0 |
| Conveyancing | $1,800 |
| Building & Pest Inspection | $900 |
| Moving Costs | $1,500 |