About Aussie Home Loans (Lendi Group)
Aussie Home Loans operates as a vertically-integrated broker network under Lendi Group. Aussie's internal broker platform covers submissions and operational reporting; TrailScope adds the retention, forecasting and AI insight layer for franchisees and mobile brokers running their own books.
How commission reaches an Aussie Home Loans broker
Aussie brokers are paid through the group's monthly commission run: the lender pays the group, the broker agreement is applied, and the statement carries what reached you. Aussie's broker agreements differ more from the industry pattern than most — franchise and mobile-broker terms, and the Lendi Group structure since the merger, set the split — so the general figures below are context, not your numbers. Upfront across Australian lenders is a one-off 0.55–0.715% of the settled amount including GST; trail is a monthly percentage of outstanding balance, typically around 0.15% a year.
Aussie statements are column-typed with GST-inclusive and exclusive figures alongside each other. The one rule that holds regardless of agreement: the inclusive column is the commission, the exclusive column is arithmetic, and a book valued off the exclusive one reads 9% light at the table. TrailScope maps Aussie exports through its generic profile with the same GST ranking it applies everywhere.
Three things are set by your aggregator agreement rather than by the lender, and they are where two brokers on the same panel end up with different numbers: the split model (a percentage of every commission, or a flat monthly fee with 100% pass-through), whether trail keeps paying if you move aggregators, and how clawbacks are passed through — netted from the next run, or invoiced. Know all three before you compare your figures with anyone else's.
Whichever column layout you have, book the GST-inclusive figure as the commission and treat the ex-GST twin as a working number — the GST guide shows why recording the exclusive column understates a book by 9%. The lender clawback schedule covers what each lender reclaims on early discharge, and the trail commission calculator projects what one loan pays over its life.
How TrailScope handles your Aussie Home Loans (Lendi Group) data
Supported via CSV/XLSX upload — Aussie's commission export columns can be mapped on first upload and reused. Some Aussie brokers also receive data from underlying lenders directly; both work in TrailScope.
Typical workflow
Aussie brokers typically upload monthly. The retention scoring view and the fixed-rate roll-off calendar are the most-used screens — useful for franchisees running their own client-retention motion alongside Aussie's central retention programs.
What you get on top of the aggregator
- Retention scoring — per-loan risk score from 8 weighted factors (settlement age, fixed-expiry proximity, rate-vs-market gap, equity, engagement, loan size, repayment anomaly, tenure).
- Refinance risk alerts — fired on rate-gap drift, fixed-expiry roll-off 90/60/30 days out, and CCR enquiry signals cross-referenced against your client list.
- Clawback exposure forecast — 30/60/90-day at-risk dollar figure based on the actual per-lender clawback schedule, not a generic 24-month assumption.
- Trail income forecasting — 12/24/36-month projections with adjustable churn, rate and clawback-rate assumptions.
- AI insights — bring-your-own Anthropic, OpenAI or Gemini key. Aggregate-only context — names, emails, phone, DOB and free-form notes are stripped before any prompt leaves the workspace.
- PDF reports — 6 fixed reports plus a DIY custom-report builder, all in TrailScope branding.
Pricing
TrailScope is free. There is no cost to create a workspace and no cost to use it — every feature, your whole book, no credit card at sign-up. See the pricing page for the detail.
Getting started
Create a free account, upload your most recent Aussie Home Loans (Lendi Group) commission export, and the dashboard, retention scoring and reports are ready inside five minutes. TrailScope is free to use and there's no credit card at sign-up.
Related reading
- All aggregator report guides — how each platform lays out its commission export.
- Every supported aggregator — what TrailScope adds on top of each one.
- Trail commission calculator — model trail income on any book size.
- Broker glossary — trail, clawback, run-off and the rest, defined.
FAQ
Can Aussie franchisees use TrailScope?
Yes — Aussie franchisees own their own client books and are typically free to use third-party analytics tools. Confirm with your franchise agreement before signing.
Does TrailScope replace Aussie's internal platform?
No. Aussie's platform stays the system of record for submissions and compliance. TrailScope is the analytical and retention layer on top of commission data.
Will my Aussie regional manager see TrailScope?
No — TrailScope is workspace-owned by the broker or brokerage. Regional managers work through Aussie's internal systems.
Does TrailScope work with Lendi Platform brokers?
Yes — Lendi brokers can upload the same way as franchise brokers. Column mapping is one-off.
Can I run TrailScope through a personal email?
Use the email tied to your brokerage. Workspace billing and data are per-organisation; using a personal email creates a separate workspace that won't be shared with colleagues.